A Lindenberg

Principles of Commercial Debt Collection

Business, especially small business that rely heavily on short term cash flow, know how important it is to get your customers to pay their bills – on time. If your customers do not pay you on time then it is easy to become a slow pay yourself. When col... Read >

Lending to family and friends can be successful

Lending money to family and friends can be profitable -- and it doesn't have to ruin you relationship. Individuals like to lend money to people that they knew and to help out loved ones that need a loan. Whether they have extra money to lend or they are ... Read >

What you should Consider When Lending Money to a Family Member

Lending money to a family member is a big decision. Loans with relatives can be a win-win for both sides. Or you can ruin a relationship. The loan should only be made for the right reasons. Anyone considering a loan with a family member should discus... Read >

Alternative Financing for First Time Home Buyers

Should there be problems with traditional mortgage financing when purchasing your first home consider borrowing money from someone that you know. This type of financing is typically called Private Financing or Private Money. “Private money" refers to loan... Read >

How to Write A Promissory Note

Every entrepreneur at one time or another has probably worried over presenting a brilliant business concept to a family member, friend or colleague hoping to get a check for $12,000 for the business. Money from family, friends or acquaintances is often th... Read >

Promissory Note Forms: Advantages For Business Owners

Most people have the need of a promissory note form at some point during their business or personal dealings. For example, you might sell a painting from you estate. If you lend money to a family member it is important that you have an agreement that cove... Read >

What is a Short Term Personal Loan?

http://www.one2onelending.com/index.php A personal loan is an amount of money that you borrow for a specified length of time at a certain interest rate. It is a fast and easy way to get a cash advance for specific purposes. Personal loans can be installm... Read >

8 traps to avoid when taking out a personal loan

Taking out a new loan can be a dangerous endeavor. Here are the eight costliest traps to watch out for when taking out an unsecured personal loan. Unsecured personal loans are the simplest products there is, but the finance industry still manages to sque... Read >

Three Common Questions about Retail Payday Lending

The retail payday lending industry has seen a growth spurt in many states and there are no signs of it slowing. While there are many who are opposed to the types of lending practices employed by payday lenders, consumer continue to turn to them when short... Read >

Payday Loans are fast and can meet Emergencies – but they are expensive.

If you are need cash urgently and payday is still a number of days away (especially if you get paid once every two weeks or even once a month!), a payday loan may be the right the right option to fill provide cash for your short term needs, especially if ... Read >

Lending to a family member - the right way!

Make the loan official One2One Lending will do everything from calculating your interest to administer your loans. With over 30 years of experience in the financial and banking industries, One2One Lending understands the importance of family and f... Read >

Lending to family, friends can be a good move!

People you know more likely to pay you back. Lending money to family and friends does not have to lead to bad feelings. People are very willing to lend to the ones they love, but they want to be paid back. Often, individuals are turning to financial adv... Read >

How Does A Paycheck Loan Work?

Also called a payday loan or a pay cash advance, a paycheck loan is a short term cash loan that is usually due within 14 days. Here is how a paycheck loan works: 1. The fastest way to apply for the paycheck loan is to apply online. Once you have decided... Read >

Money crunch – ask a family member for a loan.

There are three key questions if you are considering borrowing from parents, grandparents or siblings : • Why do you need the money? • How do you expect to pay this back? • What are you doing so this doesn't happen again? If you can't answer ... Read >

Loan Schedule

A loan schedule is a report that gives details about loan repayment, usually in regard to a mortgage or other structured interest loan. There are several items listed in a loan schedule, including the principal, or the amount of money owed. This figure is... Read >